Q. Do you take cases on a contingency basis?
Q. Do I have the right to challenge an insurance company’s denial of my claim?
Q. Can an insurance company be held responsible for the attorney’s fees and costs of a policyholder when the insurance company denies a valid claim?
A. Yes. Under Florida law, an insurance company must pay the attorney’s fees and costs of an insured who prevails against their own insurance company to obtain coverage. The purpose of the law is to encourage insurance companies to pay valid claims and, if it does not, to compensate insureds who must hire an attorney to enforce their rights under insurance contracts.
The public policy behind the Florida statute is to place an insured in the place she would have been if the insurer had seasonably paid the claim or benefits without causing the insured to engage counsel and incur obligations for attorney fees.
—Florida Supreme Court. Lewis v. Universal Property and Cas. Ins. Co., 13 So.3d 1079